You built the business. Kept the score.
Here's the strategy that matches.
Position yourself for $60K–$350K at 0% intro APR from lenders like Chase, Amex, and US Bank — based on your credit profile, not your business income or W2.
No hard credit pull to inquire · 100% Confidential
Sample — Real Estate Investor
The Foundation Stack
Deployed
Total Funding Targeted
$291,500
CH
Chase Ink Business
12 Mo 0% Card
$60,000
0% APR
BA
Bank of America
9 Mo 0% Card
$55,000
0% APR
US
US Bank
18 Mo 0% Card
$36,500
0% APR
AX
Amex Blue Plus
12 Mo 0% Card
$70,000
0% APR
CM
Comerica Bank
12 Mo 0% Card
$70,000
0% APR
$210K
Funding Target
$70K
Round 1 Commitment
4
Clients / Month
See what my profile qualifies for
3-minute qualifier . instant scheduling
Zann Capital Strategists build the funding strategy used by the best-funded small businesses in America.
Most business owners are told funding comes down to their credit score. It doesn't. It comes down to how your business reads to a bank's underwriter — your entity structure, your credit profile, your reporting accounts, your financials. Get those right and capital opens up. Get them wrong and even an 800 score gets declined.
We are not a backend broker taking a percentage of every approval, and we are not a course. Zann Capital is a concierge engagement, run 1on1 with you. We build all four pillars of a bankable business at once, then guide you through repeatable rounds of 0% business credit as your entry point — each round positioning you for the next tier of financing.
The result is a business that runs on capital, not on hope. You keep every dollar that gets approved, we charge one flat fee with no backend cut, and we cap the roster at four clients a month so the attention never thins out. Build first. Fund second. Compound from there.
let's build your timline in three phases:
Phase 01
7-30 Days
Profile Readiness
Let's carefully review credit profile,
1. close compliance gaps,
2. Learn about NAICS codes,
3. build your application sequence
so every submission is ready before it
goes out.
Phase 02
30–60 Days
Round 1 Strategy
Targeted, coordinated applications across four to six tier-one banks. Goal: your first $50K–$100K in 0% approved funding.
Phase 03
6–9 Months
Round 2 Strategy
Cycle the limits, open a fresh entity if it helps, and run a larger second sequence — typically two to three times the size of Round 1.
A Bankable Business Rests on Four Pillars.
How We Compare
Most business credit firms fall into one of two buckets. We built something that fits neither.
A Letter to Business Owners
I am writing this because I think we have been misled about how capital works.
Somewhere along the way, the business credit industry convinced entrepreneurs that the only path to funding was through brokers who take a cut of every approval, courses that teach theory without execution, or Facebook groups where the same recycled advice gets passed around in circles.
None of that works at scale. I have spent years inside that world, and I have watched the cost of working capital crush otherwise healthy businesses. What I learned is this: the business owners who consistently access six figures and beyond in 0% APR funding do not have a secret. They have a disciplined system.
They understand that 0% business credit is an entry point, not the finish line. They know that lender compliance, credit scores, business tradelines, and clean financials are the Four Pillars that make a business bankable. And they have someone in their corner who knows how to build all four at the same time.
We do not sell you another course and wish you luck. We do not run your applications through a portal you never see. We sit with you, one-on-one, and build your capital architecture together. You understand every strategy behind every application. And when Round 1 is done, we prepare Round 2 — typically two to three times larger than the first.
We work with four clients a month. That is not a marketing number. It is an operational ceiling, because the level of one-on-one attention this work requires does not scale infinitely. If we are at capacity when you reach out, we will tell you, and we will put you on a short waitlist rather than dilute the experience.
There is no backend percentage. There are no surprise charges. The flat fee is disclosed on your Discovery Call. If Round 1 does not reach $50,000 in approved funding, we include Round 2 preparation at no additional cost. That commitment is in the contract, signed before you pay a dollar.
Whether you work with us or not, here is what I want you to take away: your business deserves real capital strategy, not guesswork. If you take a discovery call with me, you will walk away knowing exactly where you stand, what to prepare, and what the next sixty days look like. That is a promise.
Amin Zann
Principal, Zann Capital LLC
Frequently Asked Questions
What makes this different from backend companies and courses?
Backend brokers take 10–25% of every approval, optimize for fast applications that hurt your long-term profile, and disappear after the first round. Courses charge $1,000–$5,000 for group calls and videos with no 1:1 support. Zann Capital is a flat fee — no backend percentage, ever — with one-on-one strategy and a $50K Round 1 commitment in writing. We build you toward bankability so your business runs on capital, not credit-card rejection emails.
Do I need perfect credit to qualify?
What if I have a spouse or business partner?
What happens when the 0% period ends?
I have been denied or burned by another company. Why is this different?
How much does it cost and what is included?
What happens after Round 1? Do I pay again?
How do I know this will not hurt my credit score?
Why only four clients a month? Can I get in if you are full?
I do not have an LLC yet — can you still help?
IMPORTANT FUNDING DISCLOSURES
Zann Capital LLC is an independent business consulting and educational company. We are not a lender, bank, credit card issuer, or financial, legal, or tax advisor, and we are not an agent of any financial institution. We help business owners prepare for and pursue business credit — every approval, credit limit, promotional offer, and lending decision is made solely by the issuing institution under its own underwriting criteria.
Funding is not guaranteed. Any figures, ranges, or timelines shown on this site are illustrative estimates, not promises of approval. Actual results vary and depend on your personal credit profile, credit history, business entity, utilization, existing banking relationships, and factors outside Zann Capital's control.
Applying for credit typically involves hard inquiries, which may temporarily lower your credit score, and utilization affects your score as well. 0% APR offers are introductory and time-limited — commonly 9 to 21 months depending on the issuer — after which standard rates apply. Issuers may charge annual, balance-transfer, cash-advance, or late fees, and some may require a personal guarantee. All such terms are set by the issuing institution.
"Credit optimization" refers to the preparation work we do before any application — entity structuring, reducing personal utilization, organizing business obligations, and readying documentation. It does not guarantee any specific outcome.
Chase, American Express, Bank of America, U.S. Bank, and Comerica Bank are trademarks of their respective owners. Zann Capital is not affiliated with, endorsed by, or sponsored by any of these institutions.
This page is provided for informational purposes only and does not constitute financial, legal, or tax advice.